chase credit cards suck. I just paid off one of my balance and had a high credit limit and just noticed that my APR doubled and my credit limit got lower by 90%, exactly how does that reward people for paying off their credit cards? So unless you keep a high balance on your cards which you can never pay off, chase will just arbitarily drop your credit limit if you’re a good customer and pay off the balance.

Dropping or lowering my limits can hurt my credit ratings, now my debt to ratio looks bad, when in fact it should look better since I’m paying off my debt but my credit card limits have been dropped…chase sucks, oh well, should just close those accounts, don’t like than anyways and I’m sure with inactivity, they will close the accounts..should beat them to the punch.